Banking on God: Crisis, Part 1

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Woe unto the grasshopper!That I’m still under the weather makes today’s post all the more apt. Feeling lousy may be a state many of us will better understand in the days ahead.

The fifth largest investment bank in the United States collapsed Monday. Please read that again.

Now read this: 60,000 homes in my state of Ohio are in the process of foreclosure as of last quarter. That’s the worst in the nation.

When I first read a nondescript, well-hidden article in The Wall Street Journal last May concerning problems in the sub-prime mortgage industry, I told my wife, “This is it. The ripples are going to be devastating.”

Long-time readers of Cerulean Sanctum know that this is one of the few Christian blogs out of thousands that talks about economic issues facing the Church in America. I’m no prophet, but it didn’t take a seer to read the handwriting on the last recession’s wall. My church’s number one prayer request was for meaningful work. Number one. Sadly, many of those who lost jobs in the last recession could not find jobs that paid as well as the ones they lost. This is a serious concern that many people, including economists, ignored.

The chance that we would suffer another economic meltdown worse than the one that hurt us for nearly five years seemed lost on all the stampeding bulls when the US economy supposedly turned the corner sometime in 2004-2005. Sadly, though, that corner turn didn’t trickle down to many people. Every economic survey known to man showed that real wages only improved during the last “rebound” for those in the top one or two percent of wage-earners. The rest of us could not keep pace with inflation. But those dour, yet real, numbers got lost in the giddiness over the fact that the ultra-rich got ultra-richer, and their continued ultra-richness drove up all the positive economic figures disproportionately.

Now the greed of many of those ultra-rich, particularly those who drove ludicrous speculation in investment sectors, is threatening the entire world economy.

Once again, the question must be asked: How has the Church prepared for any of this?

Perhaps this poll figure will show us:

[poll=35]

Answer? Not at all, it seems. Once again, we’ve been caught napping.

And this is patently sad, as I see it. One can’t read the Bible and not note that God blesses people who are prepared. Imagine a world where Noah failed to build the ark. Think on Joseph ignoring God’s counsel, leading to an Egypt ill-equipped to handle seven years of famine. Scratch those and there is no story of salvation, folks. The world grinds to a wet, watery end. Or it starves to death.

So which of our churches stored up for seven years of famine during the few years of “plenty” we supposedly just experienced? Just two percent by the poll responses. As far as I see it, every “unknown” response might as well be a “false,” because if it’s not obvious we’re preparing (and our preachers aren’t talking about it), then we haven’t been.

[poll=39]

Half of us said we could help a family in need up to a month’s worth of groceries. I figure that’s good for a one-time gift of $200-$300.

My concern here, though, is whether this will be enough when the need moves from being a lone family in your church and mine to dozens. Or in the case of some megachurches, hundreds.

[poll=38]

While it looks as if this poll shows a drop in what respondents thought would be the largess of their church versus what they would give themselves, it balances out because some believed their churches would handle more expensive needs. That’s a positive answer. Let’s all pray that it reflects reality.

[poll=37]

The last recession lasted three to five years, depending on which economists you read. The news for this poll question, though, deals with the increasing length of time it takes job searchers to find decent jobs lost during an economic downturn.

On average, the last recession saw the unemployed enduring ten months of nada before finding replacement work. Considering that most unemployment payments end after six months, it’s a four month shortfall on income. That’s all that half the respondents had set aside. God help us if things should be worse this recession.

About five years ago, I sat in a church amid 2,500 or so people and raised my hand when the pastor asked how many had at least six months income set aside. I looked around that massive auditorium filled with people and a grand total of six hands were raised. My wife and I counted for two of those hands.

This was not a throwaway poll by that pastor, either. He beseeched people to be honest. What was most scary was I would deem the majority of people sitting in that church that night to be middle to upper-middle class. These weren’t poor people already scraping by, but the ones who should know better.

How is it that we are not better savers? Why is the savings rate in this country in the negative numbers? I was playing a trivia game a couple weeks ago and a question asked, “What percentage of Americans spend more in a year than they earn in wages?” I guessed around 30 percent. The answer? Closer to 75.

Yeah, you read that right.

Folks, we Christians need to be better prepared than that and far more serious about money than we appear to be.

[poll=41]

If this answer were truly the case, then why are our churches unprepared to take care of people, both members and outsiders, if and when the economy tanks?

[poll=42]

A CNN poll today said that three out of four people believe we’re in a recession. I wonder what the poll above would show today versus three weeks ago if I re-ran it.

[poll=40]

In the church finances poll, most respondents said that staff salaries comprised the largest chunk of financial outlay for their churches. Fortunately, clergy positions are exempt from payroll taxes. Same for property taxes for churches.

Now imagine if those were removed on a church on thirty acres of land that had a dozen exempt-clergy positions. That’s a mighty big resulting ouch.

I would not be surprised if in my lifetime churches lost their tax exemption. Increasingly, city governments are fighting harder to keep churches out of any area deemed business-worthy. Why? Because the locality can’t draw taxes from that church, and the church keeps one more business from locating on prime, taxable turf. You can bet that sooner or later someone, somewhere, is going to run the numbers on all that uncollected tax money and somebody’s not going to be happy with failing to get a cut.

This issue becomes even scarier when we realize that the Fed position on church tax exemption considers it a privilege rather than a right. A series of court rulings in the 1970s formalized that “privilege, not right” position legally. And what is labeled a privilege is typically taken away when it seems most expedient to do so. Like in a deep, protracted recession. Just the kind that economic experts at the University of Michigan claim we now face.

Wouldn’t it be dispiritingly ironic if the American Church lost its tax exemption in order for the government to fund social services the Church should’ve been handling anyway?

[poll=43]

Pascal’s Wager is a famous apologetic that states it is far wiser to believe that God exists than to bet that He does not and be forced to pay the consequences of His existing. In other words, if God doesn’t exist, then it doesn’t matter who believes in Him or not, the end of all humans is the same. But if He does exist (and particularly if the Bible establishes His rules for living), then those who don’t believe in Him are in one world of hurt when they die. Better then to believe in Him.

Describing the Church’s position on the End of All Things poses the same problem, except for Christians. It’s nearly impossible to gather a room of noted theologians and get them to agree on issues like the Rapture, the millennial reign of Christ, and the meaning of the symbols and events of Revelation. Eschatology divides more Christians than just about any other issue.

In that case, would it not behoove Christians to prepare for the worst possible end times scenario rather than the least? If so, the worst would be that the Church goes through the entire Great Tribulation. If the Church gets raptured out of here at the first sign of trouble, then great! We avoid the Great Tribulation altogether. But what if that’s not the way it works? (And no one thought it worked that way until the late 19th century, so what does that tell us?)

Where then is our preparation? How will our churches handle persecution? What alternative economic systems are church leaders developing so Christians can exist outside the corrupted world economic system? Have we identified people in our churches with specialized skills? Are we doing anything at all to weather even a few months of the storm? Anything?

We simply are not ready and have no excuse for our lack of preparedness.

[poll=44]

Almost a third of poll respondents said they believed that Jesus would return in the next 5 to 25 years. That’s a pretty astounding number, though not unusual. I believe that most Christians throughout history have believed that the Lord’s Second Advent would come in their lifetimes.

Still, if one person out of three believes this, where is the evidence of our preparation for His return? One out of ten of you believe Christ will not only return soon, but that the Church will persist through the Great Tribulation. Where then is the evidence that one church in ten is prepping for that reality?

What we say we believe and how we live that belief MUST align or else we deceive ourselves.

I don’t want to sound like a broken record here, but it’s hard not to see today’s Church in America as the grasshopper in Aesop’s tale. We need to be more like the ant—or should I say that we needed to be more like the ant. Because if winter is indeed already upon us, it’s going to be a brutal and savage cold like we’ve never experienced before.

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Banking On God: Series Compendium

Banking on God: The Crisis Poll

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Today’s poll is the last one for this series! If you haven’t already, please vote on previous polls. Each one is vital for the commentary I’ll be providing next week! You’ll find a list of polls at the end of this post.

 

This week at Cerulean Sanctum, I’ve been gathering polling info for a look at how American Christians view money issues, both personal and in the Church. Most polls will run for about six days. So please vote. After the polls close, I’ll offer the results and my commentary on the issues and answers related to the poll questions and results.

Thanks for participating!

(Note to those reading by RSS: to participate in this week’s polls, you’ll need to come to the site to vote. Thanks!)

Crises will come, the Bible says. We all endure the little ones, though it’s sometimes hard to tell if the one we’re in is the beginning of the Final Crisis or not. Even now, the United States is facing some turbulent economic times if the news media are to be believed.

How set are we Christians to manage through crises? And how does our view of crises influence how we live?

To vote on the nine questions below, simply log your responses. This poll runs through 6:00 PM, Wednesday, March 5, 2008. A day or so after, I’ll tally the votes and post them with my commentary.

[poll=35]

[poll=39]

[poll=38]

[poll=37]

[poll=41]

[poll=42]

[poll=40]

[poll=43]

[poll=44]

Thank you for your answers!

 

If you’ve not voted already, please vote on the following polls:

The Tithing Poll – Open until 6:00 PM, Sunday, March 2, 2008

The Church Finances Poll – Open until 6:00 PM, Monday, March 3, 2008

The Theology Poll – Open until 6:00 PM, Tuesday, March 4, 2008

God Is Still Speaking

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IlluminationThis is a response to Steve Camp’s post “Worship Wars.” While I greatly respect Steve’s teachings in general, I believe there is a problem with his limited view of God’s speaking to people today. The underlying idea he expresses is that God ceased to speak to us once the canon of Scripture was closed. This perspective is very common and I hear it all the time in the Christian blogosphere, but I contend it makes Christianity into a dead religion that was codified in a book by a God who once spoke, but does so no longer.

At issue is this quote from Steve’s article:

Worship cannot be about my feelings or personal moorings based on what I think God is mystically communicating to me in a supernatural way.

While it is true that feelings cannot be the basis for worship, what God is communicating to us when we are communing with Him is critically important, especially if that communication is “supernatural,” as Steve puts it. Steve limits what God can say only to what He has chosen to have written down in the Bible.

I start my response with a man who intimately knew God in a way that few do today:

In the beginning was the Word, and the Word was with God, and the Word was God—John 1:1

An intelligent, plain man, untaught in the truths of Christianity, coming upon this text, would likely conclude that John meant to teach that it is the nature of God to speak, to communicate His thoughts to others. And he would be right. A word is a medium by which thoughts are expressed, and the application of the term to the eternal Son leads us to believe that self-expression is inherent in the Godhead, that God is forever seeking to speak Himself out to His creation. The whole Bible supports this idea. God is speaking. Not God spoke, but God is speaking. He is, by His nature, continuously articulate. He fills the world with His speaking voice. One of the great realities with which we have to deal is the voice of God in His world. The briefest and only cosmogony is this: “He spake, and it was done” (Psalm 33:9). The why of natural law is the loving voice of God immanent in His creation. And this word of God which brought all worlds into being cannot be understood to mean the Bible, for it is not a written or printed word at all, but the expression of the will of God is the breath of God filling the world with living potentiality. The voice of God is the most powerful force in nature, indeed the only force in nature, for all energy is here only because the power-filled Word is being spoken.

The Bible is the written word of God, and because it is written it is confined and limited by the necessities of ink and paper and leather. The voice of God, however, is alive and free as the sovereign God is free. “The words that I speak unto you, they are spirit and they are life” (John 6:63). The life is in the speaking words. God’s word in the Bible can have power only because it corresponds to God’s word in the universe. It is the present Voice which makes the written Word all-powerful. Otherwise it would lie locked in slumber within the covers of a book.
—A.W. Tozer, excerpt from the chapter “The Speaking Voice” from The Pursuit of God

Agree or disagree?

Does God not still speak to us? If He does not, then what is the purpose of having the Holy Spirit placed in us if God did not intend to continue to speak through His Spirit? The Spirit is more than a stamp of salvific approval on the Christian. If He were only that, then there would be no reason for Him to be a living Person. Stamps do not speak, only persons do.

And what of inspiration or the words of a preacher like Whitefield brought to life by the unction of the Spirit? If God does not still speak, then there is no sense for us to be Christians any longer, for all inspiration is lost. It may have been codified once, but there is nothing more to say, therefore there would be no reason for us to speak a single word to anyone, preaching going the way of the dodo. Anyone here believe that to be true?

While I greatly respect Mr. Camp, he may one day come up against a person who meets the very criteria Camp himself sets forth, someone who is delivering the voice of God. What then?

Why are we so very afraid that God may still be speaking? Why should we be afraid of the Voice today? The Spirit blows where He wills; does He do so no longer? If He still does, would He come without a message? By no means! Because it is the very nature of God to always be speaking.

You could open your Bible anywhere and find God speaking to His human creations, but the one I choose here is God speaking to His wayward prophet Elijah. After God’s trouncing of the prophets of Baal through Elijah and the subsequent destruction of the Baalites, Elijah fears for his life and takes off into the wilderness, hiding from King Ahab and his wicked wife Jezebel:

Then Jezebel sent a messenger to Elijah, saying, “So may the gods do to me and more also, if I do not make your life as the life of one of them by this time tomorrow.” (3) Then he was afraid, and he arose and ran for his life and came to Beersheba, which belongs to Judah, and left his servant there. (4) But he himself went a day’s journey into the wilderness and came and sat down under a broom tree. And he asked that he might die, saying, “It is enough; now, O LORD, take away my life, for I am no better than my fathers.” (5) And he lay down and slept under a broom tree. And behold, an angel touched him and said to him, “Arise and eat.” (6) And he looked, and behold, there was at his head a cake baked on hot stones and a jar of water. And he ate and drank and lay down again. (7) And the angel of the LORD came again a second time and touched him and said, “Arise and eat, for the journey is too great for you.” (8) And he arose and ate and drank, and went in the strength of that food forty days and forty nights to Horeb, the mount of God. (9) There he came to a cave and lodged in it. And behold, the word of the LORD came to him, and he said to him, “What are you doing here, Elijah?” (10) He said, “I have been very jealous for the LORD, the God of hosts. For the people of Israel have forsaken your covenant, thrown down your altars, and killed your prophets with the sword, and I, even I only, am left, and they seek my life, to take it away.” (11) And he said, “Go out and stand on the mount before the LORD.” And behold, the LORD passed by, and a great and strong wind tore the mountains and broke in pieces the rocks before the LORD, but the LORD was not in the wind. And after the wind an earthquake, but the LORD was not in the earthquake. (12) And after the earthquake a fire, but the LORD was not in the fire. And after the fire the sound of a low whisper. (13) And when Elijah heard it, he wrapped his face in his cloak and went out and stood at the entrance of the cave. And behold, there came a voice to him and said, “What are you doing here, Elijah?” (14) He said, “I have been very jealous for the LORD, the God of hosts. For the people of Israel have forsaken your covenant, thrown down your altars, and killed your prophets with the sword, and I, even I only, am left, and they seek my life, to take it away.” (15) And the LORD said to him, “Go, return on your way to the wilderness of Damascus. And when you arrive, you shall anoint Hazael to be king over Syria. (16) And Jehu the son of Nimshi you shall anoint to be king over Israel, and Elisha the son of Shaphat of Abel-meholah you shall anoint to be prophet in your place. (17) And the one who escapes from the sword of Hazael shall Jehu put to death, and the one who escapes from the sword of Jehu shall Elisha put to death. (18) Yet I will leave seven thousand in Israel, all the knees that have not bowed to Baal, and every mouth that has not kissed him.”
—1 Kings 19:2-18 ESV

Notice a few things concerning Elijah and the Lord here:
1. Elijah was consecrated to God in the same way as we read in Romans 12:1 (“I appeal to you therefore, brothers, by the mercies of God, to present your bodies as a living sacrifice, holy and acceptable to God, which is your spiritual worship.) He was a true worshiper of God.

2. Even though Elijah trusted God, he was afraid and depressed enough to die. While we don’t associate fear and depression with faithfulness, there was no doubt that God still considered Elijah faithful and still spoke to Him in a personal way.

3. God spoke to Elijah through the exact means needed to reach him. God’s tenderness is shown to the prophet. And while we are not to base our worship on feelings, God is mindful of the emotional state of His prophet and takes this into account in the way that He deals with His servant.

In light of this encounter, should any of us believe that God does not speak to us in the same way that He spoke to Elijah? As true worshipers, is the depth of relationship we have with God somehow capped so we can never experience the level of intimacy that Elijah experienced when God spoke to him in the whisper? Are we somehow perpetually lesser servants of God? I see nothing in the Bible that says that God cannot speak to me in the same way that He spoke to Elijah, even when I am afraid or depressed, just like the prophet. Why should we limit God? In fact, with the Spirit of God actually indwelling us, I believe that our potential for intimacy with God, to have amazing conversations with Him, are even greater than in the days of the Old Testament when God would periodically dwell on people rather than remaining in them.

Therefore, not only does God speak, but He speaks personally. He speaks to each one of us. His intimacy is with each one of His children, those who bear the Holy Spirit within. And not only does He still speak, but He speaks to our need, our place in Him, and in measure to our ability to respond. If Steve Camp has any fair remark it’s that too many self-appointed and highly immature “mouthpieces for God” want to talk when they should be listening, allowing God to mature them to the point where He will truly use them to speak if He wills. However, that fair criticism is used in a blanket way to establish a rule by which no one can ever relay the voice of God for an individual or group in the moment. By Steve’s rule, God would never speak in the way that He does here:

While they were worshiping the Lord and fasting, the Holy Spirit said, “Set apart for me Barnabas and Saul for the work to which I have called them.”
—Acts 13:2 ESV

If that kind of speaking is out today, then how are we to function as a Church?

Lastly, as the bearers of His Light, that Light speaks out from us to those in the darkness. Even our lives can be the words of God to mankind. Because God is still speaking, we should not be surprised when the person sitting next to us on the bus hears the Lord’s voice in our very countenance.

So if God is still speaking, the only question that remains is, Are we listening?