Economics

What Being a Church Family Means, Part 1

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Since my last post, I’ve been struggling. No, not with some metaphysical angst like you’ve come to expect. Instead, I’ve been trying to manage the sheer amount of need I continue to encounter in the lives of others.

Regular readers know that my family’s health insurance company pulled out of the market after the Health Reform Bill passed. They simply terminated our policy and told us Obamacare would take care of us…four years from now. Circumstances make a 1:1 replacement impossible. While we may have found a solution (praise the Lord!), it’s still more tenuous than I would like. The wrong kind of diagnosis or procedure could find the chink in the insurance armor and wipe us out financially.

Reports keep rolling in from all over of other people who face enormous medical bills or can no longer afford or qualify for health insurance. A relative recently got a $4,000 bill for a simple MRI. That’s one big chunk o’ change most people don’t have lying around. Given the median household income in America, that bill for one test comes close to 7 percent of the entire household income for the year. Adding that the savings rate is negative, with people spending more than they earn, where’s the rainy day fund to pay for that MRI?

What made my relative’s situation all the more aggravating is that the MRI was inconclusive. A $4,000 swing-and-a-miss.

The fear that I hear in people’s voices when they talk about being unable to pay for essential medical procedures or being forced to roll the “may have to skip this one” dice when a diagnosis could go either way—it just breaks my heart. The number of people dropping their health insurance and gambling with the future because insurers are jacking rates in advance of the Obamacare mandatory insurance fiasco is skyrocketing.

Everywhere I turn, people are getting gouged. I talked with someone whose mechanic replaced the transmission of his car, without prior approval, as part of an approved engine overhaul. Now the shop is holding the car hostage, waiting for the owner to cough up an additional $2,500+. While that’s an extreme case, it’s not unusual to buy an affordable item only to find that it costs twice as much to repair. (Ask me about our washing machine.)

It’s a litany of woe out there. And I think it’s going to get worse.

It’s ironic that I planned to reference an old post of mine and the date on it is exactly six years ago. Not much has changed in six years, sadly, especially on this issue.

I wrote in “The Anti-Church” about how churches and the people who comprise them go awry when it comes to meeting internal needs. We take  a simple request for help and bury it under Jesus’ words about the poor always being with us. We find myriad ways to excuse not meeting the need of a brother or sister in Christ who could use a hand. And we look the other way when it all goes wrong for those requesters.

One of the defining episodes in my life was in 2001. I was sitting in the seats of the huge, suburban church I used to attend. The man sitting to the left of me told me about the massive, multi-thousand-dollar plasma TV he’d just bought and how he was going to spend the whole weekend watching sports. On my right, a man who looked like he didn’t have a friend in the world sat dejectedly. When I asked him what was wrong, he said that he’d been out of work for more than a year and had just received his first foreclosure notice from his bank. (Remember, this was 2001, though it sounds like both are ripped from today’s current headlines.)

Two men. One church. Big disconnect.

If you were to ask me what we need more of than anything else in our churches right now, it’s to let those who have a need stand up during the service and make their request before the congregation. Why this doesn’t happen in our churches is beyond me. Seriously, what is the Church for if not to bear the burdens of our brothers and sisters in Christ? And what can be a bigger burden than facing foreclosure or a a five-digit medical bill that can’t be paid?

Yet I continue to talk with people who suffer in silence. And I continue to hear church people tell me there’s no place for that kind of request in the Sunday worship service.

Bull.

Maybe if we got off our high horses such a time to share practical needs would wake us up to the reality that people in the pew right next to ours are suffering and that we Christians need each other. Maybe it would shatter our illusions of control. Maybe it would break the stranglehold of consumerism around the necks of too many of us. And maybe it would make us all more humble and drive us to be nearer to God.

Maybe? No, actually it totally would.

So why are we reluctant to do this?

I suspect that church leaders regularly hear needs confessed to them in private. In all too many cases, though, the need never gets past the pastor’s office door—and it never gets met.

It’s vacation time. Millions are hitting the skies or the road. Why not consider scaling back the expectations of vacation or curtail it entirely so as to meet the needs of people who are genuinely hurting, even people in our own churches? Do we have to go to Disneyworld? Or is a local amusement park a better value? Do we have to go out of town every year? Or can we stay in town this year and use the money to help others? Do we even have to have a formal vacation at all this year?

Does this kind of thinking mark today’s Christian? Or is the response always kneejerk and self-serving ? Do we have any idea what it means to go without a want to meet another’s need?

Lost people aren’t blind. They’re watching what we do. And when they see us living the same self-serving life that they do, they don’t see any need for this Christ we talk about every once in a while.

Julie at Lone Prairie is one of the bloggers in my Kingdom Links blogroll at right. She’s an artist and a compelling writer. She also bakes a fine cupcake, from what I read. Last week, she posted how a recent health insurance rate increase due to the Health Reform Bill was proving difficult to meet.

Want to help? Buy some of Julie’s art, T-shirts, and so on. How hard is that?

In closing, I want to share one more defining episode in my life.

Both my wife and I endured a lot of job layoffs. We always had great performance reviews, but when a company eliminates an entire department, all the great reviews ain’t gonna save you if it’s your department. Helping handsWe went through eight combined layoffs in the first 11 years of our marriage. (Trust me, that’s devastating.)

During one of those extended times of unemployment, when we were most concerned about our finances, a gentleman at an online Christian forum, someone I’d never met and barely knew online, sent us some money. It was quite generous, and I cried after I opened the envelope. I had no idea how he’d tracked us down or where he’d developed such a heart to reach out to strangers as he did.

In the end, that gift wasn’t as much about changing our finances as it was about changing my heart. That generosity altered the way I think about other people and their needs. The action of giving proved more valuable than the amount on the check.

Seriously, how hard is meeting any need, no matter the size, when we band together as the Body of Christ? Most people’s needs are not insurmountable when we work together as the Lord said we should.

Because that’s what a real family does. And when we live that way, we are changed to be more like Jesus, who gave His very life for us. How then can we not pay His gift forward?

Other posts in this series:
What Being a Church Family Means, Part 2
What Being a Church Family Means, Part 3

The Church Amid the Economic Storm

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I hate to end 2009 on a down note, but I thought the following was too important to ignore, as it illustrates a pressing reality.

Saddleback Church, home of noted pastor Rick Warren of The Purpose-Driven Church/Life fame, is facing a $900,000 budget shortfall. Warren put out a letter requesting $1 million from church attendees in two days.

I find this newsworthy because it exemplifies a topic I have discussed here at Cerulean Sanctum for years: Leaders in the American Church are utterly out of touch with job, income, and economic issues.

One of the header lines in that letter says it all: 2009: A BANNER YEAR OF MINISTRY IN SPITE OF THE RECESSION

Honestly, I suspect that too many church leaders, those men and women used to seeing a steady stream of income from other people’s money, thought the recession would have little effect on their ministries. Why else would Saddleback, in this case, budget in such a way as to ensure a year-end shortfall?

Megachurches everwhere face a series of problems related to jobs and income:

1. Too many people in those churches are only there for what they can get because that’s how the church was sold to them.
2. Too many people in those churches are only loosely affiliated with the church and can easily drift elsewhere.
3. Because of #1 and #2, those people feel no obligation to give money.
4. Now add in 10+ percent unemployment and diminishing incomes (whether proportionally or in real dollars).

For years, American Church leaders have failed to plan for the famine despite having the example of Joseph right before them in the Scriptures. Sixteen months after the American economy basically collapsed and still no plan exists. Churches with benevolence ministries got caught amid an onslaught of needy people and the wells ran dry. Yet Christian leaders, especially those on the national stage, act as if nothing happened.

Several years ago, I said that the American economy would be increasingly caught in a series of boom and bust cycles, with the booms becoming less booming and the busts growing larger. We in the Church failed to prepare for the bust of 1999-2002. Then, despite all the warning signs, we failed to prepare for the worse bust of 2008-?.

Now we once again have pundits saying the economy is rebounding (though I don’t believe them in the slightest). That can only mean that the next bust, surely worse than what we just experienced, is awaiting.

And we won’t be prepared for that one, either, unless American Church leaders wake up.

TSinking shiphe problem here is one of pride. Tightening one’s belt and preparing for tough times looks like failure or a concession to doom. Neither of those sit well with Church leaders interested in keeping up appearances. The Church Growth Model doesn’t work when a church’s leadership stands up and says, “Uh, we have some bad news….”

Bar the exit door.

If our church leaders refuse to get serious about practical issues of jobs, income, benevolence, poverty, simplicity, and community, then the lighthouse that is the Church of Jesus Christ will be left darkened amid the storm. We will have no guidance for people when it gets worse, no port to offer.

Bank Account of the Living Dead

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When people talk about original sin, they love to point to toddlers committing two obvious sins: lying and screaming “MINE!” all the time. It’s so desperate and obvious it makes us laugh.

Nobody laughs when adults do it, though.

Which is why I am bothered by the sudden eruption of Christians, most of them political conservatives, who are screaming “MINE!” when they don’t like the idea of the government redistributing wealth. It’s not that I don’t blame them. Is this what it's all about?I’m very sympathetic. I don’t like the government taking my money and giving it to someone else, either.

Did you notice the word my in that last sentence? Think about that for a moment. Then think about this: It’s a very short trip from complaining about giving money to the government so the government can give it to other people who may need it to complaining about giving money to the Lord so the Church can give it to other people who may need it.

The Bible says this:

For you have died, and your life is hidden with Christ in God.
—Colossians 3:3

I have been crucified with Christ. It is no longer I who live, but Christ who lives in me. And the life I now live in the flesh I live by faith in the Son of God, who loved me and gave himself for me.
—Galatians 2:20

Part of what made the early Church so radical to the Jews is that they got the concept of being dead. They understood it legally and spiritually. Someone declared legally dead could no longer be said to own anything. And spiritually, they understood it based on what John the Baptist initiated and Jesus advocated as the way of fulfilling all righteousness:

Do you not know that all of us who have been baptized into Christ Jesus were baptized into his death? We were buried therefore with him by baptism into death, in order that, just as Christ was raised from the dead by the glory of the Father, we too might walk in newness of life.
—Romans 6:3-4

When you and I went down in that water, what came up from it was new. Whatever we were died. And what emerged from that water had no claims on the old life and the things of the world, for that new person was dead to those things, a new life now joined to Christ in His death.

This is why baptism has seen its meaning diminish in most churches today: We don’t stress that the person who comes out of that water is not the person who went in. We don’t talk about the burial. We don’t mention the old life that was abandoned for a new one that has us living as if all you and I own now is Christ, for we are in Him, and all we have is Him.

Those in the early Church understood the full meaning, though, which is why they could say what they did:

Now the full number of those who believed were of one heart and soul, and no one said that any of the things that belonged to him was his own, but they had everything in common.
—Acts 4:32

Many will reply that I’m opposing capitalism. That’s the usual retort. But the truth is that I haven’t seen genuine capitalism in a long time. Genuine capitalism is a fantastic economic system in the hands of God-fearing people. In  the hands of such godly people it works beautifully on a local scale for they balance the health of the local community against any race to the price bottom by any one controlling interest.

But the truth is that capitalism today is run by people who do not fear God. Such godless people  long ago abandoned the health of the local economy in favor of globalism, where all that matters is the lowest possible price—which means that someone inevitably suffers for that price because community loses all meaning when the entire planet is involved.

Plenty of Christians make excuses for the condition of capitalism today. If I read my Bible correctly, though, I can’t see that God was ever keen on excuses.

Capitalism, socialism, communism—all have their evils. But the one system I never hear enough about, the one that is 100 percent evil-free is God’s system, the Kingdom (or call it Kingdomism, if you like).

The economy of God’s Kingdom is made up of people who died to self and gave up the childish notion of “MINE!” These people are puzzled by arguments in favor of 10 percent, because each of them realizes that all that is around them is in play at all times for the Lord and His Kingdom. Their lives and everything in them are 100 percent purchased and owned by Jesus.

We live in what some have deemed a “praise & worship generation.” I would argue that few of us understand what genuine worship is, especially in the context of our death and burial in Christ.

This classic verse says it all:

I appeal to you therefore, brothers, by the mercies of God, to present your bodies as a living sacrifice, holy and acceptable to God, which is your spiritual worship.
—Romans 12:1

We are the sacrifice. And just a little study shows us from the Scriptures that what is sacrificed is never intended to get up from the altar, dust itself off, and go on as if nothing happened. No, the outcome for the sacrifice is death. And it isn’t a 10 percent death or even a generous 15 percent one, but 100 percent.

But that is my worship: 100 percent of all I am and anything connected to me. That is the life that fully celebrates Jesus and worships Him in Spirit and in truth.

Do we understand how far we are from the ways of the Kingdom? I know I do. And I understand it more each day. I want to crawl off the altar of sacrifice. I don’t want to be dead. I like “MINE!” too much, too.

Yet as each day passes, I enjoy that kind of compromised, half-dead, zombie-like existence less and less. Now, I can see what Jesus intended. And it is so much more than any of us can comprehend.

I want to be fully dead. It’s the only way to truly live.