Foresight

Meltdown, U.S.A.

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On a recent car trip, my wife and I were telling our son what the world was like when we were his age. One immediate difference between 2008 and 1970 is that people worried about their reputations. Having a bad reputation ruined nearly everything in life and was one of the most difficult things to overcome.

That worry about reputation kept people in line. Even more so, it kept companies in line. To have a bad reputation was certain death to most businesses. And the companies who lived and died most by their reputations? Banks and other financial institutions.

Which pretty much explains why our country is facing the financial meltdown now before us. The people who lead most companies today would sell their reputations in an instant if it meant that such a s sale could boost revenue, even if that boost came with an enormous ultimate cost.

And the financial institutions that uphold our economy did that because they thought they could make a fast buck in a new market: people who weren’t a reputable credit risk.

Some polls say that 85 percent of people in America identify as Christians. George Barna’s polls have routinely pegged the born-again Christian percentage at about 30 percent or so.

Al I have to ask is, where were all the self-professed Christians in the management of all these investment banks and their smaller regional bank cousins? Where were the Christian voices who should have been saying, “You know, reputation and ethics matter more than a quick buck”? I want to know where those Jesus-believing folks were when the decisions were made that led us into this morass.

You say that Christians weren’t in high levels in those investment banks? Wrong.

No, I can’t call them out by name, but past scandals reveal the truth. The Wall Street Journal several years back showed that nearly every major player in the business scandals exemplified by Enron, Worldcom, HealthSouth, and the like were professed born-again Christians.

What is going through such a person’s head when presented with potentially reputation-destroying schemes to make a couple bucks off sub-prime loans? Doesn’t the Holy Spirit shout no? 'Children died, the days grew cold, a piece of bread would buy a bag of gold...'Don’t the most basic Scripture passages kick in and warn that person against that course? Doesn’t that person ask, If I consent to this, will it honor my Lord?

I guess if their lord is the almighty dollar, then the answer would have to be yes.

So the hell with reputation. Dismiss what the men who founded the investment bank thought, even though they would’ve fired their entire board of directors if those directors tried to float such lamebrained schemes.

“But sir, we could make a couple bucks right now if we just—”

“Hell no! Not with my name and the name of my father and his father before him on the marquee.”

Cerulean Sanctum turned five-years old this month. From the beginning, readers have read my concerns about economic issues and the Church’s lack of preparation for the looming financial meltdown I believed was coming. And now that meltdown is here, at least the first stages of it. As I’ve said before, “We are not ready.” Better make that “We were not ready.”

The people in high positions in financial sectors who said they were Christians were not ready when God put the test before them.

The people in low positions who maybe should not have bought into self-destructing ARMs were not ready when God put the test before them.

And once again, the people who make up churches across this country,  who continued to dance to the happy music and make no preparation for tough days—even though the Bible tells us the tough days are coming (and now God’s test is before us)—were simply not ready.

Isn’t that Jesus’ name we carry? Isn’t it His name on the marquee?

And so much for guarding our reputation as God’s people, people with foresight and wisdom, the ones who can read the signs of the times and prepare for the time when no man can work.

When “Faith” Is a Lie

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My hand will be against the prophets who see false visions and who give lying divinations. They shall not be in the council of my people, nor be enrolled in the register of the house of Israel, nor shall they enter the land of Israel. And you shall know that I am the Lord GOD. Precisely because they have misled my people, saying, ‘Peace,’ when there is no peace….
—Ezekiel 13:9-10a

I started a diet back in November that has seen me lose 30 pounds and keep it off. I’m right at the weight I want to be, and that’s a good thing.

One of the “guilty” foods the diet affords is Peanut M&Ms. I like Peanut M&Ms, especially the new variation, the dark chocolate kind.

But as I bought this guilty pleasure more often, I noticed an odd thing: I was being lied to.

The lie? Well, ask yourself, When is a pound not a pound? Answer: When it’s 12.75 ounces.

Now some people aren’t bothered by this because they don’t consider a substandard packaging size a lie. I do. It’s a form of fraud, especially when it’s done to make the price appear stable. Plenty of people won’t notice the change, and the company avoids the heat by claiming they’ve kept the price down. But they haven’t. The cost per volume/weight has gone up. Often considerably.

Edy’s/Dreyer’s ice cream went from a half gallon (2 quarts) to 1.75 quarts to 1.4 quarts. Same price. Except it’s not.

The government said last quarter’s consumer price index rose only 0.6 percent. Does anyone here, in an age of $4 a gallon gas and 1.4 quart ice cream containers, believe that for one second? Honestly? I suspect that the majority of packaged foods I regularly purchase have seen a downsizing in package size in the last nine months. In other words, food prices have gone way up, no matter what companies claim.

Okay, so the cynical ones among you will ask what we should expect from companies out to make a buck or a government that only seems to exist to placate the masses. Our surprise should not be when companies and government do bad things, but when they actually do good. Point taken.

On the other hand, what do we do about an institution that is always supposed to be good, yet lies to us nonetheless?

One of the issues I have with the American Church in its present state is that it confuses faith with a pollyannna mentality. It is simply wrong to say, “If we just have faith, all our problems will go away.” That’s a lie. Yet how often is that lie foisted off on believers on one level or another by well-meaning Christian leaders?

Here’s a prime example from Scripture of real faith and the action that followed:

Then Joseph said to Pharaoh, “The dreams of Pharaoh are one; God has revealed to Pharaoh what he is about to do. The seven good cows are seven years, and the seven good ears are seven years; the dreams are one. The seven lean and ugly cows that came up after them are seven years, and the seven empty ears blighted by the east wind are also seven years of famine. It is as I told Pharaoh; God has shown to Pharaoh what he is about to do. There will come seven years of great plenty throughout all the land of Egypt, but after them there will arise seven years of famine, and all the plenty will be forgotten in the land of Egypt. The famine will consume the land, and the plenty will be unknown in the land by reason of the famine that will follow, for it will be very severe. And the doubling of Pharaoh’s dream means that the thing is fixed by God, and God will shortly bring it about. Now therefore let Pharaoh select a discerning and wise man, and set him over the land of Egypt. Let Pharaoh proceed to appoint overseers over the land and take one-fifth of the produce of the land of Egypt during the seven plentiful years. And let them gather all the food of these good years that are coming and store up grain under the authority of Pharaoh for food in the cities, and let them keep it. That food shall be a reserve for the land against the seven years of famine that are to occur in the land of Egypt, so that the land may not perish through the famine.”
—Genesis 41:25-36

Think about what would have happened if Joseph had instead told Pharaoh, “Don’t worry about your dream. Have faith in God! He will preserve us because He is a good God who only wishes the best for His children.Isn't it all so happy? Now let’s all go eat, drink, and be merry!”

Having faith does NOT preclude wisdom and preparation. Yet think about how many churches are ill-equipped to handle any kind of disaster. Think about the churches who routinely preach it will always be sunshine and lollipops. Is that your church?

In the passage that opened this post, God condemned the lying prophets who told the people not to be serious about the times, to go on as if nothing were changing around them, to claim a time of peace when it was anything but.

There is a stark difference between a healthy fear and senseless bravado passed off as faith. When Satan tempted Christ to leap off the top of the temple, the Lord responded to the father of lies with a healthy fear of the Father of Lights. We need that same kind of healthy fear.

Some of you may have heard talk of a looming trucker’s strike the first of June in protest over gas prices.  I don’t blame the truckers, I’m angry too that fat cats speculating on oil futures have driven the price through the roof.

Now think about how our entire country depends on trucked-in everything for its operation. Think about what happens when the grocery store runs low of food. Think about what happens when the hospital can’t get its supplies. Think.

Now ask yourself: What is the American Church doing to prepare?

See, it’s a lie to keep on acting as if everything is swell, as if the problems aren’t there, as if the seven years of famine won’t be all that bad. Genuine faith doesn’t sit on its haunches and sing happy songs. No, it gets out there and makes a difference. It prepares. It asks tough questions and comes up with tougher solutions. It asks something of its people.

It bothers me in the extreme that we simply can’t get Christian leaders to act. No matter what kind of fire we light under some of these guys, they’re content to spend all their time persecuting minor heretics and arguing over the finer points of infralapsarianism or some other non-essential when people are losing jobs, houses, and, potentially, food.

The early Church ensured that the proper people, godly people, were selected to wait the tables of the widows and orphans, to make certain they were cared for. How does that contrast with how we Christians prepare to meet challenges facing our communities and the society as a whole? How stupid and irrelevant do we wish to look in the eyes of the world if we are entering a time of tribulation without any preparation (other than to think, Hey man, Jesus is going to rapture me outta here! )? Is that the way the early Church responded to looming threats? (See Acts 11:28-30 for the answer.)

Faith is not a license for foolishness. Faith does not suffer liars lightly. Faith is only faith when it’s mixed with godly action.

What is our godly action right now? And why aren’t we acting on our faith?

Still-in-the-Red Friday? – Further Thoughts

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Last Friday, after witnessing parking lots lacking the usual Black Friday crush of cars at local malls and shopping centers, I wondered if this holiday shopping season would disappoint retailers and further depress our struggling economy. I wrote “Still-in-the-Red Friday?” and closed my post by asking if the Church is ready for the economic issues coming our way.

If you’re a regular reader, you know that I take the position that God tabbed the Church to do the work of ministry. Yeah, you...Yes, He may rain manna from heaven for the starving, but since the Church was established, His primary means to meet needs is for the Church to meet them. That’s the plan, folks. You can’t read the New Testament and miss that very important fact. (I’ve quoted all the relevant Scriptures in dozens of previous posts. We should all know them anyway.)

What does a Church look like that doesn’t read the signs of the times? What does a Church look like that isn’t prepared to continue to meet the needs of others when times are brutally hard?

I can’t remember quoting a comment in toto, but David Riggins wrote an epic in response to last Friday’s post. I think it encapsulates the issue perfectly:

Interesting the confusion regarding how the Church faces reality. When economic hardships come, people lose their jobs, and when they have no income, they lose their homes. With the current stupidity regarding credit and its uses, people will lose their jobs and homes at a rapid rate. Two million sub-prime ARM loans are up for adjustment in the next 8 months. Those upward adjustments will often add 30% to the current payment those people are paying. Most of those people won’t be able to afford the higher monthly payments, putting $600 billion in bad loans on the books of already tightly stretched lenders like Countrywide. The loan industry has already lost 100,000 jobs in the last six months.

Each of those jobs is responsible for an average of four other jobs in the private sector, from auto salespeople to the bagger at Kroger. With the continuing collapse of the housing sector, home builders will start to go under, following the example of Neumann Homes in Illinois, which filed for bankruptcy protection this month. As more and more sectors of our economy are affected, an estimated 3 million jobs could be lost. This isn’t about spending more to motivate the economy, this is about making sure that what you spend actually has an effect on our economy. What you spend at Wal-Mart, Target, Circuit City or Home Depot lines the pockets of businesses from China to Indonesia, but little of it stays here. The credit used to buy housing is a commodity that pays for the estimated $18 billion net income of the major trading houses on Wall Street, where bonuses are expected to be down 5% from the average $136,580 in 2006. And this is a “bad year. It trickles down, but nothing like it flows up.

All this can be directly attributed to a lack of action on the part of the Church. Our society is corrupt because the Church is corrupt. Greed has run rampant, not merely in the corridors of power and money, but in the desire of the the Church to be seen as relevant and growing. We have created cults centered on charismatic pastors and exciting music, and have abandoned our role.

Is the church ready to take care of the people in the body who will lose their jobs, their homes, their savings? Are we willing to take people into our homes when they’ve lost theirs? If we don’t, who will? Is the Church ready to feed the homeless, provide care for the widow and orphan? As the mortgage crisis wipes out retirement funds, will we take care of the elderly who now only have social security?

I know most church-goers would scoff as these concerns. These are, after all, the responsibility of the government.

Not according to God, they aren’t. And ultimately, it is God we will answer to. I know that, personally, I am not ready to do anything to help anyone. I also know that our church is certainly not ready, and beyond a food pantry for the holidays, has no plan for taking care of the needy, either within or without our congregation. As conditioned as I am to clarion call of independence, I would find it hard to take care of someone who didn’t plan for hardship. It’s only by the grace of God that my family made it through the jobless times we’ve faced. It certainly wasn’t through the help of the “body.

Soon, the entire country could be facing the same situation that Ohio is in, with unemployment up over 7%, but this time, the price of fuel will be triple what it was in the last recession, and that will affect the price of everything else. Are you ready? Is your church? This is about looking out for your neighbor, and making sure they have what they need. This is about making sure your Church body is focused on meeting the real needs of the body, not bottle feeding the 200 pound infants.

We need to grow up, and it seems that we are about to enter one of those times when we either grow, or wither on the vine and get pruned.

Regardless of how well retailers do this Christmas shopping season, the issue remains: Are we as a Church the five wise virgins or the five foolish ones? Are we the Church who by prophetic word hears of the famine to come and prepares for it (Acts 11:38-40)? Are we hearing from God during the fat years so we are prepared for the lean years?

And so what if the lean years don’t come in 2008 or 2080. The issue is Are we ready?

Leonard Ravenhill once said,

The Church today wants to be raptured from responsibility.

That’s a stunning thought on dozens of different levels. Perhaps it even explains why we are not preparing as we should.

What will happen in our churches when we have dozens of unemployed families without medical insurance? What happens when someone in one of those families undergoes a medical emergency and gets stuck with a huge medical bill? What are we doing to be the church known for supernatural healings should that become the only means by which most people receive medical treatment?

As David mentioned above, what happens when people lose homes should the economy go down the tubes? What will your church do? What do you have in place right now to address that issue? And if your church has nothing in place, why not?

What will happen to evangelism when we’re trying to keep our heads down at work to lessen the chances of being the one pink-slipped when the inevitable downsizings come? Are our churches ready to pick up the pieces when our frontline people take that kind of hit? Or will that be chalked up to “the cost of doing ministry” with us leaving those frontliners to struggle in the aftermath?

We went through a precursor the last recession, which many believed lasted almost five years. What if the next recession is eight years and far deeper? It may have been your neighbor who got whacked last time. Tough for him, right? What if it’s you this time? What happens when you turn to your brothers and sisters in Christ and they look the other way?

What happens when the lost, people without the hope we have in Christ and without membership in the Body of Christ, come to us desperate for help and direction? Do we toss them a Bible and say, “Be warm and filled,” because we didn’t take our own membership in the Body of Christ seriously enough to seek the Lord so we knew in advance how He would have us prepare?

I’m not fearmongering here. What I’m doing is asking why the American Church is oblivious to these issues. Rather than being proactive, we’re reactive—and long after the damage has been done. We can’t continue to be so unprepared.

It’s not enough to say, “God will provide,” when the means by which He’s chosen to provide is asleep at the switch.

I ask again, “Church, are we ready?”