Tithing

Banking on God: Theology, Part 1

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Uncials & stuff—now we're getting serious!For Christians, where do our ideas on wealth and benevolence originate? Well, supposedly from the Bible.

But we tend to look at the Bible as chunks of passages, some of which we like, some of which we tolerate, and some of which we ignore altogether. Even in the most dedicated Bibliophile, a tendency exists to proclaim fealty to every word of Scripture, yet the backtracking starts the second a few contentious verses come up.

Few passages are more problematic for people than those with money-related insights. Sometimes it seems as if no two churches preach the same basis for their perspectives on wealth and benevolence.

Readers of this blog, though, tended to fall in line on this topic. Critics would say that this is due to self-selection in the polling process, as these polls can’t possibly be a truly random sampling of American Christendom. Though I would tend to agree with that complaint, I also know we get a pretty broad readership here, more so than some other blogs that strictly cater to one specific type of Christian denomination or philosophy.

Despite whatever sampling problems these polls might have, let’s look at the theology readers bring to the issue.

A reminder of the Bible passages quoted for the first few questions:

Deuteronomy 28:13 – “And the LORD will make you the head and not the tail, and you shall only go up and not down, if you obey the commandments of the LORD your God, which I command you today, being careful to do them….”

Psalms 1:1-3 – Blessed is the man who walks not in the counsel of the wicked, nor stands in the way of sinners, nor sits in the seat of scoffers; but his delight is in the law of the LORD, and on his law he meditates day and night. He is like a tree planted by streams of water that yields its fruit in its season, and its leaf does not wither. In all that he does, he prospers.

Proverbs 21:13 – Whoever closes his ear to the cry of the poor will himself call out and not be answered.

Malachi 3:10 – “Bring the full tithe into the storehouse, that there may be food in my house. And thereby put me to the test, says the LORD of hosts, if I will not open the windows of heaven for you and pour down for you a blessing until there is no more need.”

Matthew 6:31-33 – “Therefore do not be anxious, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ For the Gentiles seek after all these things, and your heavenly Father knows that you need them all. But seek first the kingdom of God and his righteousness, and all these things will be added to you.”

Mark 11:23-24 – “Truly, I say to you, whoever says to this mountain, ‘Be taken up and thrown into the sea,’ and does not doubt in his heart, but believes that what he says will come to pass, it will be done for him. Therefore I tell you, whatever you ask in prayer, believe that you have received it, and it will be yours.”

Luke 18:24-25 – Jesus, seeing that [the rich young ruler] had become sad, said, “How difficult it is for those who have wealth to enter the kingdom of God! For it is easier for a camel to go through the eye of a needle than for a rich person to enter the kingdom of God.”

Acts 2:44-45 – And all who believed were together and had all things in common. And they were selling their possessions and belongings and distributing the proceeds to all, as any had need.

2 Corinthians 9:6-7 – The point is this: whoever sows sparingly will also reap sparingly, and whoever sows bountifully will also reap bountifully. Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver.

1 Timothy 6:10 – For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs.

[poll=27]

All I can say here is that I’m not surprised by the results. The top three verses are heavily used by churches when justifying their perspective on giving. My only surprise is that the Deuteronomy passage (“Head, not the tail”) was not supported more. That’s a very Pentecostal perspective and I know a respectable number of Pentecostals read this blog.

Then again, the number of people taking these polls dropped by half by the time this poll ran, so perhaps some readers just got fed up with a week of polling!

[poll=26]

I found these responses to be interesting because it shows that readers are more aggressive and less structured in their giving than what their churches preach. The Malachi passage (“10 percent”) dropped here and the Acts passage (“Selling possessions and sharing wealth’) moved up. I think that’s a good thing. Considering how often I talk about going “all in” on this blog, I’m not surprised that readers tended to agree.

[poll=28]

I once blogged that the Mark passage (“Believe and it will be yours”) is the least-believed verse in the Bible, and eerily enough, you readers verified that my assessment may not be off the mark. (“Off the mark“—Ha! a pun!) The Acts passage, though more readers agreed that it was close to what they believed, was also hard for some to handle.

The Mark passage is tough, but I know I personally struggle even harder with the Psalms passage (“In all that he does, he prospers”) in my own life. I know a lot of good people who are struggling, some asking when that promised prosperity is going to show. That’s a tough call. I think of myself as a Psalm 1 kind of guy, but certainly not everything I’ve done prospers. Still trying to process that one in my own life. I guess a few others struggle with it, too.

[poll=29]

Interestingly, my previous unpacking of the poll on tithing had a lot of people agreeing with me in the comments that the temple tithing system had been completed in Jesus and was no longer binding, but a quick look here shows that a third of you disagreed. I’m wondering why the dissenters didn’t comment then on my follow-up post on tithing. Dissenters?

[poll=30]

Well, we’re on the same page regarding consumerism, that’s for sure. Same goes for neglecting the poor. Thanks for those answers. Fewer picked the prosperity gospel as a threat, but guess what? That’s what the second part of this analysis will address, seeing that a few other blogs have talked about prosperity teachings lately and their insidious effects on the American Church today.

But back to consumerism. It’s a form of idolatry, isn’t it? We’ve found a way to fill that classic “God-shaped hole” with whatever the hot new item at Apple or Target may be. Heck, don’t we all know at least one person who has purchased every incarnation of the iPod since the day of its first release? The gal who’s on her fourth digital camera? The guy who’s 30 and yet has owned six different computers in his life? Buy and discard. Lather, rinse, repeat.

And yet that consuming ideal has not only run our country into the ground in our quest for more cheap stuff that rusts and decays, but has been elevated to satisfy the ennui of the soul—if only from one great buy to the next.

Worse, our entire economy is geared to a frenzy of buying. When people finally wise up and scale back, it only damages our economy more, based as it is on a house of cards. Pull out a couple cards and the whole thing collapses. Or so it seems from the newspaper headlines. But I’ll talk about that in a few days, so hold on.

[poll=31]

Ah, Ben Franklin’s classic aphorism. Considered by some to be in the Bible. The “God can’t steer a parked car” passage.

Most of you said that was false, but almost a third said they either weren’t sure or thought ol’ Ben was right on target. I want to thank those of you who answered “True” or “Unknown” for your honesty. I think people struggle with this idea immensely. Everything in American culture tells us to pull ourselves up by our own bootstraps and grab for the gusto.

And while it may seem like that indeed works for a lot of people (I’m thinking Oprah. here), I’ve got to wonder if it’s the arm of flesh rather than the arm of the Lord. Waiting on God to work is a foreign concept to most of us. We want things in our time done our way (because if we want something done right, we have to do it ourselves). But I just can’t find that way of thinking in the Bible.

I’m willing to be corrected, though. If someone would please, and I mean this seriously, sketch out the Biblical support for “God helps those who help themselves,” I’ll be willing to listen and discuss it here. Because as that great theologian Tom Petty once wrote, “The waiting is the hardest part.”

[poll=32]

The Bible most definitely teaches that God is the one who makes a person rich or poor. A verse that comes to mind:

The LORD makes poor and makes rich; he brings low and he exalts.
—1 Samuel 2:7

And this is an interesting concept since God also commands us in hundreds of passages to take care of the poor. In fact, when we ignore the poor, it angers Him.

So what is going on here?

In the case of the Church, I believe that God makes rich and poor to reveal His glory. And He wishes to reveal that glory by using the Church. It is in the Church’s best interest to partner with God to raise the poor up so that they are rich. I think of the state of widows and orphans, two classes of people dear to God’s heart, and the impact the Church in Jerusalem had on their lives. They went from poor outcasts to having families, food, clothing, and shelter. If that’s not being raised up, I don’t know what is.

This goes hand in hand with Jesus’s response about a certain blind man:

And his disciples asked him, “Rabbi, who sinned, this man or his parents, that he was born blind?” Jesus answered, “It was not that this man sinned, or his parents, but that the works of God might be displayed in him. We must work the works of him who sent me while it is day; night is coming, when no one can work. As long as I am in the world, I am the light of the world.”
—John 9:2-5

Yes, God is in control. But He also wants us to bring things into alignment with His Kingdom. He may indeed bring a good man low, but He also charges the Church with raising that good man up again for His glory.

Too many of us are willing to sit back and do nothing, believing that what is exists because God has made it that way. And that may be true. However, is that state meant to be permanent? The rest of Scripture most definitely shows that God wants those who follow Him to act, to help change the person of lowly estate into one of abundance and riches. We have to understand this! God is glorified when the Church takes a bad situation and corrects it. In fact, God may have provided that bad situation as a learning tool for us. To make us work to bring light into darkness.

May we never be content with someone else’s suffering.

As that 1st Samuel passage concludes:

He raises up the poor from the dust; he lifts the needy from the ash heap to make them sit with princes and inherit a seat of honor. For the pillars of the earth are the LORD’s, and on them he has set the world.
—1 Samuel 2:8

And guess what? He uses us to accomplish that purpose!

[poll=33]

Your answers surprised me. A couple years back, I asked how many of you were taught to cast your bread upon the waters, so to speak, and most agreed. In other words, when you give, you get in return. Yet here very few said your church taught that idea of the multiplication of giving. Very intriguing. I’m not sure how to think about this.

The KJV has this:

I had fainted, unless I had believed to see the goodness of the LORD in the land of the living.
—Psalms 27:13

Do we believe that we will see the goodness of the Lord in the land of the living? Or will we have to wait to see it after we die? Most of you thought the latter.

I’d love to get some feedback from all sides on this particular answer. Why did you answer as you did?

[poll=34]

This last question showed that half of you thought your work impacted your walk with Christ positively. I believe that God blesses our work, so that’s good. Yet a little more than 1 in 6 of you thought it worked against your growth.

I would love to hear feedback from both sides of this answer. Why did you answer as you did?

So ends my first comments on the theology behind wealth and giving. My next post, as I mentioned, will look at prosperity gospel teachings and whether they are good or bad for the Church in America. My answers may surprise you, so stay tuned!

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Banking On God: Series Compendium

Banking on God: Church Finances, Part 2

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Yesterday, I mentioned the problem of cost overhead in our churches. It’s a big problem, too, as many of you thought your church should spend its money on more important things than mortgages and office supplies.

Let’s not talk about those first. Instead, I want to alienate every pastor who reads this blog by tossing out one word: bivocational.

I look at it this way: We should most definitely pay our pastors. We should also pay the head of the children’s ministry. In fact, we should pay a lot of people, because, let’s face it, the church secretary is truly the one who runs the church. Next to the Lord, that is.

I think those folks are worth money. However, I also think we spend too much money on staff salaries, especially at these massive churches that have 100+ people on staff. That’s nuts. And it’s a big drain on the mission of the church.

How so? Well, we somehow found a way to separate the lowly from the priestly class, a sort of sequel to the Old Testament’s temple system, the very system Christ fulfilled and therefore put to rest.

That separation gave us a full-time clergy and the “well, someone else is doing the ministry for me, so I’ll concentrate on everything that isn’t ministry” laity, an artificial distinction that pretty much denies the idea of the priesthood of all believers. As George Orwell wrote in Animal Farm, some are “more equal than others.”

In many ways, this has been a train wreck for pastors because no one treats them like a fellow brother in Christ. They are not one of us, so to speak, a view that facilitates all manner of craziness (cults of personality, depression, marital infidelity, and so on) that derails churches left and right.

Still, the greater hurt comes when those who aren’t “professionals” decide to lay down and do next to nothing to advance the cause of Christ. Sadly, under the bifurcated system of ministry we have today, that’s all too often the outcome.

Which is why I believe that pastors need to have a job outside the church. Even if it’s only a small part-time job, the pastor needs that dose of reality, that connection to the life his flock leads. Talk to some pastors and it’s all too clear they have no idea what goes on in the cubicles today. (I know. I read books by pastor/teachers talking about the modern work world and they just have no idea.) That works against them in many ways. I remember a pastor who preached that it didn’t matter what you looked like or how old you were, yet at the same time there were people in his congregation who were getting Botox injections so they wouldn’t be the old-looking one in the office and therefore subject to the first pink slip when the next round of downsizings came.

But more than that disconnection with the world of their congregations, having pastors work in the “real” work world affords churches the chance to have more than one pastor. A church could hire two pastors for the cost of one if both worked outside the church a few days a week. For a lot of churches who can afford only one pastor, having two bivocational pastors for the price of one full-timer would open up many more options and better broaden the giftings of the leadership in that church.

I also think that having bivocational pastors forces the people in the seats to step up. And that’s always a good thing. No one should be irreplaceable, even a pastor, and the more the congregation takes over the roles it should be handling apart from the lone office of the pastor, the better for their church.

Like I said, that won’t curry me any favor with the pastors who read this blog, but that’s my stance and I’m sticking with it.

I’m also going to quote this:

And Peter said to Jesus, “Lord, it is good that we are here. If you wish, I will make three tents here, one for you and one for Moses and one for Elijah.”
—Matthew 17:4

Our tendency in the Church is to want to pitch that tent. This is why we have so many church buildings. In 2007 dollars, the price tag would have been $55 million...That tendency is also why the Lord Himself oversaw the destruction of the temple in 70 AD. He wanted the Church to get out there. To move. To not be tied to one place, to a building that can so easily become like cement shoes.

When it comes to church finances, for many churches, that church building has become the impediment that keeps them from running. Its very convenience slows them down, keeps the people thinking small, keeps them stuck in one place, imprisoned by a multi-million dollar mortgage.

But the temple? Well, you are the temple and so am I. Wherever we are is where the Church is. The Light moves where we move.

Track revivals around the world. Those revivals last until someone decides to pitch a tent, until the building committee comes together. Then it quietly peters out. That’s why revival burns bright in Chinese house churches and not so much here. It’s why God is using the poorest of the poor in today’s world to be the best evangelists of the message of Christ. They don’t even have the money for the tent so many others want to pitch. Somehow, making do with what they have is good enough for them. Because they’ve got another paradigm, a heavenly one.

I can’t help but think that our churches can be better by making do with less. By not being tied to the earth by wealth any more than a lone individual should be. Yet you look at so many church building projects and they seem a lot like this:

And he told them a parable, saying, “The land of a rich man produced plentifully, and he thought to himself, ‘What shall I do, for I have nowhere to store my crops?’ And he said, ‘I will do this: I will tear down my barns and build larger ones, and there I will store all my grain and my goods. And I will say to my soul, Soul, you have ample goods laid up for many years; relax, eat, drink, be merry.’ But God said to him, ‘Fool! This night your soul is required of you, and the things you have prepared, whose will they be?’ So is the one who lays up treasure for himself and is not rich toward God.”
—Luke 12:16-21

I look at that passage and it’s all too easy to see a church enamored of numbers talking about even bigger numbers and a place to store them all. Tearing down the old church building to build an even bigger one, and in the process losing sight of what really matters to God.

As Americans, I think it’s knit into our DNA to have a building. The American Dream’s foundation is built on home ownership, and I suspect that ideal translates into our compulsion to erect a church building. And just as nature abhors a vacuum, a church abhors being plain. Funny how expensive it is to rig up a church building for maximum entertainment and comfort value nowadays.

Between paying staff and paying for a building (and its upkeep and utilities—ask to look at the electrical and heating bills sometime), a big chunk of cash goes away from fulfilling the overall mission of the Church, especially as it pertains to the world outside the walls of that very building.

I think a church that ran without a full-time pastorate and a semi-utilized building would find itself less burdened by titles and mortgages and more burdened by the lost. It would be a church that cornered on a dime rather than running up on the sidewalk like a semi.

It’s a hard sell, though.

I keep hoping some day that we get a flat-tax or value-added tax in this country, but then you’ve got an entire industry of tax-prep and legal people screaming bloody murder that their livelihood—based as it is on the arcane, cryptic mess our tax code is—will up and go poof. I’m sorry, but it needs to up and go.

And so it is with the way we do church, especially when it comes to spending too much of our money on things that may not be advancing the Kingdom. Too many people are deeply invested in the crusty institutions our churches have become. They’ll find a way to hang on kicking and screaming, resisting what may be better for us in the long run, so that they can maintain the status quo.

Unfortunately, the status quo ain’t doin’ all that well for us anymore.

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Banking On God: Series Compendium

Banking on God: Church Finances, Part 1

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We work, we give. But what happens to that money once it leaves our wallets and hits the red velvet bullseye of the collection plate?

[poll=13]

Well, this poll does a good job showing that most of us know where the money goes. Good for those churches who are clear about their finances. I know mine goes into excruciating detail.

For those few who aren’t getting the whole story, what’s your take on the situation? Why do some churches hide their finances, even when there’s nothing illicit going on? As for those who said that not all line items got equal attention, what expenditures do you believe the church isn’t telling you about?

[poll=14]

As befits an active and informed readership, most of you knew what was up with your church’s finances. That’s a good thing. I wish every Christian in this country knew what was up with church expenditures.

[poll=15]

In keeping with the state of the stats so far, few had anything bad to say about how their church spent money. Anyone care to share their displeasure and what can be done to resolve it?

[poll=16]

If poll respondents are any indication, one church out of three has a negative cash flow. I would love to know (and should have asked) which of the negative responders belonged to a church with less than 200 members and which might actually belong to a megachurch. We assume that megachurches are rolling in dough, but that’s less true, I think, than some would imagine.

For the people who responded that their churches were highly prosperous, what do you believe made them so? And on the opposite end, to those who said their churches were running in the red, what made them that way?

[poll=17]

A quarter of you said that money interfered with your church’s mission. In what ways? Not having enough money can put a negative spin on even the best of intentions and lead to a sense of doom within a congregation. Too much money turns a church into Laodiceans.
[poll=18]

While it’s nice to see that two-thirds of you feel confident enough to inform your church should you encounter financial hardship, the third who could not…well, you have my condolences. I would hope that we all could. While some of that reluctance may be our own pride, I know that for some of you, the gossip would start flying about you the second you opened your mouth. And that’s a shame. Fear in a church can be a real poison, especially when lack of trust undergirds it.

[poll=19]

This surprised me most of all. I’m glad to see that such an astounding number of people could go to their churches and request financial help and get it without strings attached. That’s very heartening.

David Fitch wrote in The Great Giveaway that this is one area that most churches do poorly. From the answers here, a large majority of people go to very generous churches. So perhaps Fitch is wrong.

What say you all?

[poll=20]

This must be one of those “only in other people’s churches” questions because I can tell you dozens of gruesome stories about how badly some folks who needed financial help got pummeled by their churches. Each of those stories just breaks my heart.

But evidently, that’s not you folks. That’s good to hear.

So where are all these churches that mistreat their people in this regard? Perhaps it’s a different kind of Christian who gets the cold shoulder, not the kind who visits blogs like this one and answers poll questions about giving. I don’t know. Like I said, I know plenty of examples, some too close for comfort.

I’ll turn this around and ask you all if the runaway majority answer on this question surprised you.

[poll=21]

[poll=22]

The results on this poll surprised me, too, since I know few churches who have benevolence funds set aside for members. Non-members, outsiders, and folks from the community, yes, but sometimes the flock gets neglected when it comes to the largess.

[poll=23]

Given the previous two poll answers, who then is handing out the money in these churches that give it away? Is it simply individuals acting apart from the church, or is it the pastor on his own?

For those who answered that their church has a benevolence fund, if there’s no group overseeing that money, who is doling it out?

[poll=24]

[poll=25]

I find these last two polls fascinating because they seem to show that people aren’t so interested in spending money on the administration of their church as they are the mission. The decaying remains of HeritageUSAYet how do you have the mission without paying for the administration?

It’s a poser, as the Brits say.

We all want to give to charities that have low overhead, but I’ve got to believe that churches are not such ministries. I’ve seen enough balance books over the years to know that the actual running of the church as business entity saps more funds than most of us realize. I know that my own church has been attempting to pay off its mortgage by adding a premium payment. We also got several thousand dollars upgrade of our sound system.

It’s a tough, tough call, isn’t it, knowing what finances advance the Kingdom and what ones may not? At least not on the surface…

Next post, I’ll give my own take on church expenditures and offer a few ideas for better addressing the mission while spending less on those things that burn in the end.

Stay tuned.

(And if you have a few minutes to pray for my family, I’d appreciate it. Sickness, bad news, and “What next?” have been the orders of the week. Thanks!)

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Banking On God: Series Compendium